Frequently Asked ELT Questions

The following questions and answers relate to vehicle financing and lienholder industry lingo, jargon, terminology and definitions of words and phrases. After reading through our North Carolina Electronic Lien and Title FAQs, should you still have questions, please call 1 (888) 675-7477 or write to us.

  • What is an electronic title (e-title) in North Carolina?

    An electronic title in North Carolina refers to the document/instrument that proves ownership of a motor vehicle, mobile home, or vessel in the exact same way that a paper title proves ownership. As of January 2016 the North Carolina DMV transitioned to a North Carolina ELT system that requires lienholders to store and manage the liens placed on titles to vehicles, vessels and mobile homes electronically.


  • What is an electronic lien (e-lien) in North Carolina?

    An electronic lien in North Carolina refers to a lien on a vehicle, vessel, or mobile home that is stored in digital format on our secure servers. Prior to using the North Carolina Electronic Lien and Title system that became mandatory in early 2016, lienholder information was printed on the paper title.


  • What is an Electronic Lien Title (ELT)?

    An Electronic Lien Title, also referred to as ELT, refers to a title (to a motor vehicle, mobile home or vessel) that is stored electronically on our servers that also has a lien attached to it.


  • What is an ELT Lienholder?

    An ELT lienholder is a business that manages its liens electronically with the North Carolina Electronic Lien and Title system.


  • What is the difference between an electronic title (e-title) and an Electronic Lien Title?

    A North Carolina electronic title is a title that is stored electronically. An Electronic Lien Title is a title that is stored electronically that also has a lien attached to it.


  • Is North Carolina ELT the same as North Carolina Electronic Lien and Title?

    North Carolina ELT is our company name. North Carolina Electronic Lien and Title is the name that the North Carolina Department of Motor Vehicles uses to refer to the regulation requiring businesses that finance vehicles in North Carolina to store their liens and titles in electronic format. North Carolina ELT serves the purpose of providing businesses with North Carolina Electronic Lien and Title service.


  • Is ELT the same as North Carolina ELT?

    ELT is an acronym for Electronic Lien and Title. North Carolina ELT is the name of our business that provides businesses that finance vehicles in North Carolina with the ability to store vehicle liens and vehicle titles electronically.


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