North Carolina Electronic Lien and Title
Program and Service Details

The North Carolina ELT program is a web based application linked to the North Carolina Department of Motor Vehicles that is designed to manage electronic liens and titles. It makes the storing, accessing, retrieval and conveyance of titles simpler. Likewise, it makes releasing liens more streamlined and less susceptible to fraud.

North Carolina ELT provides businesses that finance vehicles, vessels and mobile homes with the service of storing North Carolina titles and liens in electronic format. The system is accessible with an internet browser, a username and password. You can have one or more users within your North Carolina ELT account and may grant different users different rights (i.e. ability to release a lien, ability to request a printed electronic title, ability to view and manage billing details and other account information).

At the most basic level, lienholders in North Carolina will use the North Carolina ELT electronic lien and title system to view liens, release liens and request printed titles. Lienholders also have the option (not mandatory) to convert North Carolina paper titles to North Carolina electronic titles.

There are a great number of benefits to vehicle finance companies as well as the North Carolina DMV by transferring to an electronic title and lien system. As you transition your business from paper titles to electronic titles (mandatory to have registered by July 1, 2016), you'll realize cost savings, times savings, fewer paperwork hassles and more. The North Carolina ELT program serves local and national banks, local and national credit unions, local and out-of-state finance companies, North Carolina buy here pay here vehicle dealers, and other businesses that offer vehicle financing (a.k.a. lienholders) with:

  • Faster notifications of lien releases
  • Improved timeliness of lien and title data exchange with the North Carolina DMV
  • Better organization of liens and titles in one central place
  • Reduced administrative burden for processing and filing paper titles
  • Easier storage of titles
  • Reduction of the fees and time necessary to mail paper titles
  • Access to expedited title printing
  • Reduction in title fraud
  • Improved data and forms security
  • Improved data accuracy
  • Reduction of title paper usage which helps save the trees (and the hassle of maintaining a secure locked cabinet or safe)
  • Better and dependable customer service from North Carolina ELT. You can rely on us and contact us directly for service: 1 (888) 675-7477
image description image description image description